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PLAN AHEAD. PROTECT YOUR FAMILY.
The average funeral costs between $8,000 and $10,000, making it essential to consider final expense planning. Utilizing a funeral trust can help secure these costs, offering peace of mind solutions for families. Additionally, pre-planning funerals can alleviate financial stress during a difficult time.
What do you want when the time comes?
Celebration of Life
Traditional Funeral and Calling Hours
Traditional Funeral and Calling Hours
Becoming very popular, a Celebration of Life can be held wherever you like. This type of gathering offers a more casual and upbeat atmosphere, encouraging social interactions between family and friends. It can serve as a wonderful alternative to traditional services or complement them. Many people choose to integrate final expense plannin
Becoming very popular, a Celebration of Life can be held wherever you like. This type of gathering offers a more casual and upbeat atmosphere, encouraging social interactions between family and friends. It can serve as a wonderful alternative to traditional services or complement them. Many people choose to integrate final expense planning into their Celebration of Life, utilizing funeral trusts as part of their peace of mind solutions. This approach can also be beneficial during the process of pre-planning funerals.
Traditional Funeral and Calling Hours
Traditional Funeral and Calling Hours
Traditional Funeral and Calling Hours
Many families choose a traditional funeral with calling hours because it provides time for friends and loved ones to gather, share condolences, and honor the life of the deceased. By considering final expense planning, families can ease the financial burden associated with these gatherings. Calling hours not only offer support and closure
Many families choose a traditional funeral with calling hours because it provides time for friends and loved ones to gather, share condolences, and honor the life of the deceased. By considering final expense planning, families can ease the financial burden associated with these gatherings. Calling hours not only offer support and closure but also allow for meaningful rituals or religious customs, which can be part of pre-planning funerals. Additionally, establishing a funeral trust ensures that these essential traditions are preserved, bringing peace of mind solutions to families during a difficult time.
Simple Cremation
Traditional Funeral and Calling Hours
Simple Cremation
A simple cremation with no funeral services is often chosen for its affordability, ease, and simplicity, making it a practical choice for managing final expenses. Families may prefer to avoid the expense and formality of a traditional service, instead opting for a more personal way to honor their loved one. This choice can also align with
A simple cremation with no funeral services is often chosen for its affordability, ease, and simplicity, making it a practical choice for managing final expenses. Families may prefer to avoid the expense and formality of a traditional service, instead opting for a more personal way to honor their loved one. This choice can also align with the benefits of a funeral trust, providing peace of mind solutions while allowing for pre-planning funerals that fit their unique needs.
Will the Money be there when it is needed?
I Have Life Insurance
Life insurance is for the living. While life insurance provides funds to beneficiaries, it doesn’t pay the funeral home directly. This can create challenges, particularly since funeral costs are usually due immediately. To alleviate this burden, final expense insurance and funeral trusts can offer peace of mind solutions by ensuring that pre-planning funerals are financially covered, even as insurance claims take weeks to process.
I Have an Annuity With a Death Benefit
An annuity death benefit typically isn’t the best choice for covering final expenses, such as funeral costs. Similar to life insurance, the funds are paid to the beneficiary rather than directly to the funeral home, and this process can often take time. For those seeking peace of mind solutions, considering a funeral trust or pre-planning funerals may be more effective.
I have a CD at the bank
A bank CD isn’t very useful for covering final expenses like funeral costs because the money is typically locked until maturity. Accessing it early may lead to delays, penalties, and taxes. Even if the funds are available, they often don't transfer quickly enough to meet immediate funeral expenses, and probate could create additional delays. Instead, considering a funeral trust or other peace of mind solutions through pre-planning funerals can help ensure that funds are readily available when needed.
My Children Will Pay For It!
Your children are not saving for or planning to pay for your funeral! Don't add additional stress at what will be a difficult and emotional time. By considering final expense solutions like a funeral trust, you can ensure your family doesn't have to put $8-10K on their credit card. Pre-planning funerals can provide peace of mind solutions for both you and your loved ones.
A Funeral Trust is the best option!
What is a Funeral Trust?
Simply, a Guarantee Issue, Whole Life Policy assigned to an existing trust offers peace of mind solutions for final expense planning. The Funeral Trust is a guaranteed issue product available for individuals up to the age of 99. This straightforward, one-page application requires no underwriting, providing a hassle-free experience for pre-planning funerals. Premium amounts range from $1,000 to $17,500, with flexible payment options available for single, 1 year, 3 year, or 5 year plans.
What does it do for me?
You can enjoy the peace of mind solutions knowing that your final expense needs are taken care of! By setting a budget and making your wishes known through pre-planning funerals, you can avoid the need to visit a funeral home. This proactive approach helps spare your loved ones some of the financial and emotional burdens that often arise during such a difficult time. The benefits from your funeral trust are paid directly to the funeral home or cemetery, typically within 48 hours. Plus, the policy is portable to any funeral home across all 50 states, and there are no attorney fees since the funeral trust is already established. It's a guaranteed issue for your peace of mind.
I might have to qualify for Medicaid
If you prepay your final expenses in accordance with Medicaid rules, it is a lawful way to reduce your assets, which is essential for becoming eligible for Medicaid assistance. One effective way to create an exempt asset is to purchase a life insurance policy specifically for your final expenses and then irrevocably assign it to a funeral trust. This strategy not only helps in asset reduction but also provides peace of mind solutions for pre-planning funerals.
About Pre-Plan Now
Meet Doug
I've been a financial planner, insurance agent, and insurance wholesaler for 25 years and was Securities registered for 15. I'm passionate about the funeral trust strategy because I believe every family needs to have their affairs in order, especially when it comes to final expense planning. Too often, I've witnessed the heartache and pain that not planning for these matters causes. It is my mission as a planner and insurance professional to ensure families have peace of mind solutions in place for pre-planning funerals before it's too late. I completed my first Ironman 70.3 triathlon when I turned 50. I coached youth sports for 18 years. I roast my own coffee, bake sourdough bread, and grow ultra-hot peppers. I really enjoy fly fishing. I love my grandkids and cherish the time I spend with them. I live in Howland, OH with my wife and am proud of the two fine men we raised.
Contact Us
Don't Delay...Pre-Pay!
Let me assist you in addressing this important matter today, whether it involves exploring final expense options, establishing a funeral trust, or discussing peace of mind solutions for pre-planning funerals.
Pre-Plan Now
330-306-9588 Doug@Pre-PlanNow.com Licensed in OH, PA, WV
